What to Know About Acacia Health Insurance

In the bustling world of Ghana’s middle class, where health and financial security are the twin pillars of existence, the story of Acacia Health Insurance unfolds. This narrative speaks directly to those who seek an anchor of protection in the uncertain waters of life, offering a glimmer of hope and a promise of tranquility.

Acacia Health Insurance, affectionately known as Acacia, stands as a beacon of assurance for all those who aspire to safeguard their well-being. Registered under the laws of Ghana, this private commercial health insurance company has a singular mission – to serve its members, the true heart of its existence.

In the tapestry of Ghana’s healthcare landscape, Acacia emerges as the undisputed champion, the preferred choice for health insurance. This accolade is not bestowed lightly; it is earned through a commitment to excellence and a dedication to the welfare of its members. Acacia’s reach extends across the nation, a comforting presence that ensures comprehensive healthcare for all its members.

But what truly sets Acacia apart is its unwavering dedication to customization. Recognizing that the needs of the middle class are as diverse as the colors of Ghana’s kente cloth, Acacia has meticulously crafted an array of product options. These offerings are not mere plans; they are tailored solutions, uniquely designed to cater to the distinctive needs of various businesses and the levels of their cherished employees.

When you take a step into the realm of Acacia, a world of possibilities opens before you. The first ray of hope emerges when you make that call, when you reach out to the guardians of your well-being. The Acacia team, armed with knowledge and compassion, will extend a hand to guide you through the maze of options. They will offer you a proposal document, a map to chart the course of your employees’ healthcare journey.

This document is not just a piece of paper; it’s a lifeline, a lifeline that empowers you to choose a plan that aligns with your vision for quality healthcare. The promise of this plan is simple – to relieve you of the burden of administrative complexities, to free your mind and resources, and to allow you to concentrate on the essence of your business.

In the bustling streets of Ghana’s middle class, where dreams and aspirations collide with the realities of life, Acacia Health Insurance is more than an insurance provider. It is a trusted partner, a guardian of well-being, and a steadfast companion on the journey toward a secure and prosperous future.

To the desperate middle class in Ghana, your quest for health insurance that meets your unique needs has found its answer in Acacia. It’s not just an insurance company; it’s your sanctuary of assurance in a world where health and financial security are paramount. So, take that first step, make that call, and let Acacia pave the way to a healthier and more secure tomorrow.

Acacia Health Insurance Company offers a comprehensive medical care package to members, which include among others hospital consultations, surgeries, dental care, prescribed drugs and optical care. Acacia Health Insurance, the preferred Private Health Insurance Company in Ghana provides services in over 500 hospitals, clinics and laboratories across the 10 regions of Ghana.

Health Plans of Acacia Health Insurance

Our Private Health Insurance Company in Ghana has various health plans to suit every business’ budget and size.

Unicare Plan

This is the minimum but a quality and very competitive plan by Acacia Health Insurance for organizations with large numbers where medical cost is a major financial issue. As the preferred Private Health Insurance Company in Ghana, Acacia Health Insurance has a plan to suit all budgets. Access to over 90% of our HSP network nationwide is guaranteed.

Premiercare Plan

On this plan you can access over 95% of our HSP network coverage all over the country whilst affording you very competitive traditional benefits as well as handsome optical and dental covers. Sign your team on to this plan and enjoy unprecedented Health Insurance Cover.

Supercare Plan

This plan affords you access to over 500 facilities within the scheme. Both in-patient and out-patient covers have virtually endless limit with the assured benefit amounts that leaves no room for a need. Join the preferred Private Health Insurance Company in Ghana by signing up your team on to this plan and enjoy unprecedented Health Insurance Cover.

SupercarePlus Plan

When one’s worth is so essential to the day-to-day running of the organization, this is the cover to choose. On this plan, courtesy Acacia Health Insurance, you can access any facility on our list without any authorization or barriers. You will enjoy our mobile phlebotomy service on this plan and a dedicated client relationship manager.

General Exclusions

Acacia Health Insurance shall not be liable for payments in respect of the following:

• Cosmetic surgery for aesthetic purposes and reconstructive procedures
• Medical devices for secondary management like Hearing aids, contact lenses, braces, elastic stockings, Zimmer frames and wheel chairs and self-use medical devices e.g. BP monitors, glucometers
• Investigations, treatments, and surgery for obesity including slimming medications
• Intentional self-injury or illness resulting from alcoholism and drunkenness, drug addiction or the use of drugs not medically prescribed
• Treatment available as free public health services e.g. immunization, TB, Buruli Ulcer, Mental health/psychiatric conditions, VCT for HIV, Trachoma, Family planning, contraception etc.
• Herbal/ homeopathic treatment
• Medical examinations for non-medical purposes e.g. Pre-marital medical examinations, pre- employment, visa etc.
• Congenital abnormalities.
• Assisted reproduction, fertility treatment and treatment of sexual dysfunction
• Termination of pregnancy except where there is an immediate threat to maternal life.
• Treatment which involves rehabilitation other than physiotherapy
• Diagnosis and treatment overseas
• All endoscopic procedures (scoping procedures), except pre-authorized
• Chiropractic procedures and alternate medicine
• Mortuary services
• Any benefit not specified within the benefit option selected
• Over the counter medications and supplies
• Any expenses incurred in connection with injury or illness caused or contributed to by war or invasion or whilst engaging or taking part in military, naval or air force services or operation or riot or civil commotion.
• Dental exclusions –Orthodontics (cosmetic dental surgery), dentures, artificial teeth, bridges, crowns and braces.
• Treatment of sickness or injury by a member or dependent and for which any other party be liable, unless otherwise provided for under this policy(e.g. motor accident , workman compensation, group accident policy)

Below are the dental exclusions:

• Orthodontics (cosmetic dental surgery)
• Dentures/artificial teeth
• Bridges
• Crowns
• Braces

Get in touch with Acacia Health Insurance