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Private Health Insurance In Ghana

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The National Health Insurance Authority, the Regulator of Private Health Insurance Schemes in Ghana under the National Health Insurance Act, 2012 (Act 852), wishes to inform the General Public and all Healthcare Service Providers that apart from the under listed Schemes with full or provisional licenses, any Institution, Firm, Company, or Individual(s) purporting to offer health insurance services are unlicensed and in violation of Section 63 of the National Health Insurance Act, 2012 (Act 852).

Any person who transacts business with a Private Health Insurance Scheme other than those licensed in line with the above law, does so at their own peril.

LICENSED PRIVATE COMMERCIAL HEALTH INSURANCE SCHEMES

S/N NAME OF SCHEME CONTACT ADDRESS
1 Acacia Health Insurance Limited No. 5 Asoye Lane, East Legon.
2 Cosmopolitan Health Insurance Limited House Number E658, Pawpaw Street East Legon – Accra
3 Glico Healthcare Limited GLICO Healthcare, NO. 3 Aviation Road, Adjacent Ghana Home Loans, Airport-Accra
4 Liberty Medical Health Scheme Limited No. 30 Paa Grant Street, Chez Julie Plaza, Community 10, Tema

PROVISIONALLY LICENSED PRIVATE COMMERCIAL HEALTH INSURANCE SCHEMES (ENDING 31ST OCTOBER, 2016)

S/N NAME OF SCHEME CONTACT ADDRESS
1 Premier Health Insurance Company Limited 48 Cocoa Street, Teshie Nungua Estates
2 NMH Nationwide Medical Health Insurance Scheme Limited Premium Place, No. 25 Osu Avenue Road, Ako Adjei Interchange, Accra
3 Kaiser Global Health Limited Kaiser House, Near Aninwah Medical Centre Emina Taxi Station, Kumasi

EXISTING PRIVATE HEALTH INSURANCE SCHEMES WITH PENDING LICENSING AND COMPLIANCE ISSUES TO RECTIFY BY 16TH NOVEMBER, 2016

S/N NAME OF SCHEME CONTACT ADDRESS
1 Apex Health Insurance Limited Suite 102, Zion House, No. 7 Nii Yemoh Avenue, Oic Road Shiashie- East Legon- Accra
2 Empire Health Insurance Limited B9 Shalom Shopping Mall, Near New Achimota Bus Terminal, Accra
3 Med – X Health Systems Limited 110 Ambassadorial Enclave, East Legon, Accra
4 Metropolitan Health Insurance Ghana Limited Metropolitan House, 8 Tabon Link North Ridge Crescent, North Ridge, Accra
5 Phoenix Health Insurance Limited Phoenix House, No. C896/3, Kanda Highway, Accra
6 Universal Health Insurance Limited House No. A1 Lovely Tanker Yard Tema Community 25, Tema

REVOKED/SUSPENDED PRIVATE HEALTH INSURANCE SCHEME LICENSES AS AT 18TH MAY 2016

S/N NAME OF SCHEME CONTACT ADDRESS
1 First Fidelity Health Insurance (Suspended) Suite Number 3A, Silver Star Towers Airport City, Accra
2 Axxess Mutual Health Insurance (Revoked) Edern Security Building, Opposite Naa Densua Plaza Achimota-Accra

THE PUBLIC IS ALSO TO TAKE NOTE OF THE FOLLOWING:

  • • To be able to operate legally, a Private Health Insurance Schemes must possess valid operational license issued by the National Health Insurance Authority.
  • • A healthcare facility transacting business with a Private Health Insurance Schemes shall be credentialed by the National Health Insurance Authority.
  • • A person desiring to enroll as a member of a Private Health Insurance Scheme shall first enroll as a member of the National Health Insurance Scheme.
  • • A contract of insurance for the provision of healthcare services entered into between a person and a Private Health Insurance Scheme is a private contract governed by the laws of contract of the country.

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