Private Health Insurance In Ghana

The National Health Insurance Authority, the Regulator of Private Health Insurance Schemes in Ghana under the National Health Insurance Act, 2012 (Act 852), wishes to inform the General Public and all Healthcare Service Providers that apart from the under listed Schemes with full or provisional licenses, any Institution, Firm, Company, or Individual(s) purporting to offer health insurance services are unlicensed and in violation of Section 63 of the National Health Insurance Act, 2012 (Act 852).

Any person who transacts business with a Private Health Insurance Scheme other than those licensed in line with the above law, does so at their own peril.

LICENSED PRIVATE COMMERCIAL HEALTH INSURANCE SCHEMES

PROVISIONALLY LICENSED PRIVATE COMMERCIAL HEALTH INSURANCE SCHEMES (ENDING 31ST OCTOBER, 2016)

EXISTING PRIVATE HEALTH INSURANCE SCHEMES WITH PENDING LICENSING AND COMPLIANCE ISSUES TO RECTIFY BY 16TH NOVEMBER, 2016

REVOKED/SUSPENDED PRIVATE HEALTH INSURANCE SCHEME LICENSES AS AT 18TH MAY 2016

THE PUBLIC IS ALSO TO TAKE NOTE OF THE FOLLOWING:

• • To be able to operate legally, a Private Health Insurance Schemes must possess valid operational license issued by the National Health Insurance Authority.
• • A healthcare facility transacting business with a Private Health Insurance Schemes shall be credentialed by the National Health Insurance Authority.
• • A person desiring to enroll as a member of a Private Health Insurance Scheme shall first enroll as a member of the National Health Insurance Scheme.
• • A contract of insurance for the provision of healthcare services entered into between a person and a Private Health Insurance Scheme is a private contract governed by the laws of contract of the country.