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Private Health Insurance In Ghana

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The National Health Insurance Authority, the Regulator of Private Health Insurance Schemes in Ghana under the National Health Insurance Act, 2012 (Act 852), wishes to inform the General Public and all Healthcare Service Providers that apart from the under listed Schemes with full or provisional licenses, any Institution, Firm, Company, or Individual(s) purporting to offer health insurance services are unlicensed and in violation of Section 63 of the National Health Insurance Act, 2012 (Act 852).

Any person who transacts business with a Private Health Insurance Scheme other than those licensed in line with the above law, does so at their own peril.

LICENSED PRIVATE COMMERCIAL HEALTH INSURANCE SCHEMES

S/NNAME OF SCHEMECONTACT ADDRESS
1Acacia Health Insurance LimitedNo. 5 Asoye Lane, East Legon.
2Cosmopolitan Health Insurance LimitedHouse Number E658, Pawpaw Street East Legon – Accra
3Glico Healthcare LimitedGLICO Healthcare, NO. 3 Aviation Road, Adjacent Ghana Home Loans, Airport-Accra
4Liberty Medical Health Scheme LimitedNo. 30 Paa Grant Street, Chez Julie Plaza, Community 10, Tema

PROVISIONALLY LICENSED PRIVATE COMMERCIAL HEALTH INSURANCE SCHEMES (ENDING 31ST OCTOBER, 2016)

S/NNAME OF SCHEMECONTACT ADDRESS
1Premier Health Insurance Company Limited48 Cocoa Street, Teshie Nungua Estates
2NMH Nationwide Medical Health Insurance Scheme LimitedPremium Place, No. 25 Osu Avenue Road, Ako Adjei Interchange, Accra
3Kaiser Global Health LimitedKaiser House, Near Aninwah Medical Centre Emina Taxi Station, Kumasi

EXISTING PRIVATE HEALTH INSURANCE SCHEMES WITH PENDING LICENSING AND COMPLIANCE ISSUES TO RECTIFY BY 16TH NOVEMBER, 2016

S/NNAME OF SCHEMECONTACT ADDRESS
1Apex Health Insurance LimitedSuite 102, Zion House, No. 7 Nii Yemoh Avenue, Oic Road Shiashie- East Legon- Accra
2Empire Health Insurance LimitedB9 Shalom Shopping Mall, Near New Achimota Bus Terminal, Accra
3Med – X Health Systems Limited110 Ambassadorial Enclave, East Legon, Accra
4Metropolitan Health Insurance Ghana LimitedMetropolitan House, 8 Tabon Link North Ridge Crescent, North Ridge, Accra
5Phoenix Health Insurance LimitedPhoenix House, No. C896/3, Kanda Highway, Accra
6Universal Health Insurance LimitedHouse No. A1 Lovely Tanker Yard Tema Community 25, Tema

REVOKED/SUSPENDED PRIVATE HEALTH INSURANCE SCHEME LICENSES AS AT 18TH MAY 2016

S/NNAME OF SCHEMECONTACT ADDRESS
1First Fidelity Health Insurance (Suspended)Suite Number 3A, Silver Star Towers Airport City, Accra
2Axxess Mutual Health Insurance (Revoked)Edern Security Building, Opposite Naa Densua Plaza Achimota-Accra

THE PUBLIC IS ALSO TO TAKE NOTE OF THE FOLLOWING:

  • • To be able to operate legally, a Private Health Insurance Schemes must possess valid operational license issued by the National Health Insurance Authority.
  • • A healthcare facility transacting business with a Private Health Insurance Schemes shall be credentialed by the National Health Insurance Authority.
  • • A person desiring to enroll as a member of a Private Health Insurance Scheme shall first enroll as a member of the National Health Insurance Scheme.
  • • A contract of insurance for the provision of healthcare services entered into between a person and a Private Health Insurance Scheme is a private contract governed by the laws of contract of the country.
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